‘Bundled’ Health Cover
Introduction
At least 50% of Irish people are paying too much for their health insurance. By reviewing your cover each year, significant savings may be possible. Consumers could use these savings to fund complementary healthcare cover and still save on their overall costs.
For example, why not reduce to a quality mid-range plan and use some of your savings to add medical cash to your healthcare cover. Now you would have excellent benefits for both in-patient and routine medical costs such as GP, Physiotherapy, Consultants's fees and many more.
Alternatively, you could combine a quality dental plan with your health insurance to cover your routine dental treatments and still reduce your overall healthcare bill.
Depending on your current level of cover, it may be possible to bundle Medical Cash & Dental with your Health Insurance to give you and your family the best healthcare cover possible and still reduce your annual healthcare costs.
Below are two examples of 'Bundled Health Cover' in practice. To find out how much you can save on your health insurance, click on our 'Policy Search' facility. If savings our possible, check our our 'Medical Cash' and 'Dental' sections for further details on these products and benefits.
Please note that these are suggested packages only for illustrative purposes and prices / benefits are subject to frequent change. Please ensure that you get the full terms and conditions of each product from your preferred provider and ensure that any plan selected meets your exact requirements. You must deal directly with the providers in question for information, quotes and to arrange cover. Total Health Cover accepts no responsibility for any product selected or information provided by any of the health cover providers.
Case Study A: 1 Adult insured on a Public/Private Hospital Health Insurance Plan (PMI) costing €1,577.00
PMI, HSF Medical Cash & DeCare Dental | ||||
Alternative Health Insurance Plan | Medical Cash & Dental Combined | Total Cost | Savings | |
Vhi Healthcare | PMI 37 13 | HSF Scheme 3 & Healthy Smiles Level 4 | ||
1,011 | 375 | 1386 | 191 | |
Laya Healthcare | Simply Connect Plus | |||
1,099 | 375 | 1509 | 103 | |
Aviva Health | Be Fit 1 | |||
1,078 | 375 | 1474 | 124 | |
Glo | Best Smart Plan | |||
1,098 | 375 | 1414 | 104 |
Case Study B: Family (2 adults + 2 children) insured on a Public/Private Hospital Health Insurance Plan (PMI) costing €4,500.00
PMI, HSF Medical Cash & DeCare Dental | ||||
Alternative Health Insurance Plan | Medical Cash & Dental Combined | Total Cost | Savings | |
Vhi Healthcare | PMI 37 13 | HSF FDA & DeCare Healthy Smiles Level 2 | ||
2,710 | 1345 | 4055 | 445 | |
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Laya Healthcare | Simply Connect Plus | |||
2,724 | 1345 | 4069 | 431 | |
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Aviva Health | Be Fit 1 | |||
2,856 | 1345 | 4201 | 299 | |
GloHealth | Best Smart Plan | |||
2,820 | 1345 | 4165 | 335 |