About Us
Total Health Cover was established by Dermot Goode in August 2014. Dermot is the leading expert in healthcare in Ireland with over 35 years' experience having worked with VHI, BUPA, Cornmarket and held consultancy roles with Irish Pensions Trust and Mercer.
In February 2022 Total Health Cover was acquired by Lockton Insurance Brokers (Ireland) Limited. Mark Ruddy heads up the Lockton Health Insurance Division in Ireland and his team works with individual consumers and employers to find the best health insurance cover at the lowest cost to suit their needs. They also advise on other complementary healthcare products such as Medical Cash Plans, Dental, Vision-Care, and Employee Wellness services.
At Total Health Cover, we’re passionate about helping people make sense of the confusing Irish private health insurance market. With hundreds of plans available and regular price changes, it can be difficult to know whether you’re getting good value — or if your cover truly meets your needs.
That’s where we come in.
Our team of health insurance experts works with you to find the right cover at the best possible price. We carefully review your existing policy, explain your options in plain language, and make sure you’re only paying for the benefits you actually need.
Every year, we help our clients save hundreds of euro on their health insurance premiums, while ensuring they’re fully protected for the healthcare that matters most.
At Total Health Cover, we believe in:
- Clarity – We cut through the jargon and make health insurance easy to understand.
- Savings – We find ways to reduce your premium without compromising your cover.
- Personal Service – We take the time to understand your needs and recommend what’s best for you.
Whether you’re reviewing your policy, switching insurer, or taking out health insurance for the first time, Total Health Cover is here to make the process simple, transparent, and cost-effective.
Total Health Cover — making health insurance clear, affordable, and tailored to you.








