About Us

Dermot Goode is the leading expert on healthcare benefits in Ireland. He has over 35 years experience in healthcare having worked with VHI, BUPA Ireland, Cornmarket Healthcare Division and healthcare consultancy roles with Irish Pensions Trust and Mercer Ltd. He established PHI Consulting Ltd (trading as Total Health Cover) in 2009 to provide advice on all aspects of healthcare cover in Ireland and his company was acquired by Lockton Insurance Brokers Ireland (LIBI) in February 2022. He is a Qualified Financial Advisor (QFA) and also holds the APA qualification for general personal lines insurances.

He has lectured on health insurance programmes with the Insurance Institute of Ireland (III) and is the co-author of their Accredited Product Advisor textbook for ‘Private Medical Insurance’. He is a regular contributor on both radio, television and in the print media advising individual and corporate consumers how to save money on their healthcare costs. He delivers key note speeches on health care developments and trends at various industry forums across the country.

Total Health Cover was acquired by Lockton Insurance Brokers (Ireland) Limited in February 2022. Dermot and his team works with individual consumers and employers to find the best health insurance cover at the lowest cost to suit their needs. They also advise on other complementary healthcare products such as Medical Cash, Dental, Vision-Care, Travel and Wellness services.