Employers

We manage employer schemes to ensure their employees are on the best value plan at the lowest cost possible across all health insurers. Contact us today to find out how we can help you

Reducing your Healthcare Costs

Do you want to avoid annual increases of 10-20%?

Are your employees questioning the value of health insurance and rising benefit-in-kind costs? New plans are being launched every month which could give you equivalent cover at a lower cost, but you won’t always be offered these by the insurers.

Let us review your cover each year across all health insurers to find the best product for your company. We can also negotiate the best terms available in terms of discounts and concessions.
Quality Healthcare Benefits

Are you certain you’re getting the best healthcare package from your insurer?

Whilst many benefits are being reduced, the latest corporate plans will give you excellent hospital coverage, but also cover for additional items such as everyday routine medical expenses, health screening and possibly Employee Assistance Programmes (EAP).

Don’t pay more money for less benefits. We can advise you on the best cover options across the market to fit your company profile.
Alternative Healthcare Products

We all have different requirements when it comes to healthcare cover. There are new products on the market now including;
- Dental: covers all routine treatments including allowances for crowns and orthodontics
- Medical Cash: covers everyday medical expenses with a cash allowance for all hospital stays
- Eye-Care: covers examinations, VDU assessments and the cost of certain glasses / frames”
We can advise you on all of these options and how to incorporate them into your healthcare benefits model. We can also negotiate the best terms and conditions for your company.
Moving To A Healthcare Allowance

Employers need to control their escalating healthcare costs. Moving to an ‘Allowance Model’ allows you to fix your healthcare costs and also give your employees freedom to choose a healthcare package to fit their personal needs. It’s ideal for a start-up business but can also be introduced to an existing scheme if you know how.

We can construct, implement and manage a Healthcare Allowance Model for you. We can ensure you avoid any pitfalls and any potential exposure for the employer or your employees.
Best Advice Always

Healthcare cover has never been more complicated. Are you certain you’re getting the best advice across all providers in the market? We provide our services on a fee basis to ensure you get best advice at all times.

Normally, our fees are more than offset by savings generated. To see if a full review will be worthwhile, simply email your plan name and renewal date to info@totalhealthcover.ie and we'll contact you to discuss your requirements. We'll also be able to advise you up-front whether a review is necessary and also provide indicative figures as to likely savings.
Health Insurance Savings For Your Employees

Many employers operate salary deduction schemes but don’t contribute towards the cost. However, they want to help their employees save money on their health insurance costs.

We can design and deliver employee communications programmes to show the best deals on the market across all insurers and how to save money. Please contact us at info@totalhealthcover.ie for more details.